If you’re already a homeowner, you may be ready to consider a refinance. These loans use the equity you’ve built to help you reach other financial goals.

A refinance loan can help you

  • Consolidate or pay down high-interest debt
  • Cash out and get funds for home upgrades, renovations, landscaping and more
  • Reduce your monthly mortgage payment
  • Reduce your interest rate
  • Get rid of private mortgage insurance

You can also use a refinance loan to get a shorter- or longer-term loan or to switch from an adjustable-rate mortgage to a fixed-rate mortgage (or vice versa).

You can refinance many types of mortgage loans, including FHA loans, VA loans, USDA loans and Jumbo loans.

NMLS Number 2324364. Sharp Mortgage Company is an Equal Housing Lender.  Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.